FAQ’s For Anyone Considering Home Insulation
Are you fed up of your home being too cold in the winter months, or having huge heating bills to try and stay warm? Is your home a few years old and feeling drafty? Do you want to know if insulating your home is a difficult job and whether it will cause much disruption? These might be just a few of your questions if you are considering home insulation as the solution. If so, that is a very wise decision and one you will not regret. However, there may be more questions you would like answers to before you make your decision, so let’s look at some of the most common ones that we are asked.
How Long Does Home Insulation Last?
It depends on which type of home insulation is used. For instance, according to the International Association of Certified Home Inspectors, spray foam insulation can last for up to 80 years. It will fill any nook and cranny it’s sprayed into as it goes in as a liquid and then expands and sets. It is moisture resistant, so will not succumb to mould or leaks. Once it has hardened, any pieces sticking out can be taken off without affecting its integrity.
Some types of home insulation can be affected by damp and mould, and they do not always seal all the gaps. Fibreglass is a typical example of an insulation type with these problems, but it will last for years if you check on it from time to time and deal with any issues.
Cellulose insulation can seem like an environmentally friendly choice, as this is made from recycled paper that has been treated to be fire retardant. It can be pushed into small spaces, but there is no guarantee it will stop a draft if it’s not done effectively.
Will Home Insulation Save On Heating Bills?
The answer to this is a resounding yes. However, how much you save depends on several factors. Some people turn their heating on as soon as there is a slight chill in the air, while others will not turn it on until there is a larger drop in temperatures. Which type of insulation you have, and in what parts of the home you have insulation installed also affects the potential savings.
As a really rough guide, it seems that with proper and full home insulation, 50% of the heating element of your utility bills could be shaved off. However, as mentioned, there are several factors to be considered and you could end up above or below this level depending on your personal usage.
The one thing you can be certain of is that your home will stay warmer for longer at a lower cost.
Is Home Insulation Tax Deductible In Ireland?
If your situation complies with the rules for the Home Renovation Incentive (HRI) then you may well be able to get tax relief on your home insulation. The basics of these rules are:
– If you are an owner-occupier the work has to be on your main residence. (The scheme also applies to landlords)
– You have to be up to date with your Local Property Tax
– You must be paying income tax either through PAYE or self-assessment
– Any contractor you use must be part of the HRI scheme, for which they have to be VAT registered and compliant with their tax affairs.
– The work must be at least 5,000 euros including the VAT and is up to a maximum of 30,000 excluding VAT.
The works that qualify for HRI is any renovation, repair or improvement that is subject to VAT at 13.5%. This includes supplying and fitting kitchens and bathrooms, garages, built in wardrobes, plumbing, tiling, windows, rewiring, home insulation, septic tanks, driveways and plastering to name just a few.
You can use several contractors for different types of work, as long as they are all part of the scheme, and the total amount spent comes within the boundaries.
Other jobs that VAT is chargeable on at 23% do not come within the HRI scheme. This would include professional fees, such as architects. The minimum amount of tax you could receive back is 595 euros, and the maximum is 4050 euros, depending on the total cost of the work.
How Long Does Installation Take?
This, once again, comes down to the type of home insulation you have decided on. There are some that you can buy in rolls and fit yourself, although that will not be as efficient as using professionals to install the insulation.
In the case of spray foam insulation, expert installers will make it look easy. You will notice they wear protective clothing while completing the work. This is because spray foam is a mix of chemicals that are perfectly safe, but are best not ingested while they are in liquid form. If you were having your loft insulated, unless it is a particularly large loft, it is likely to be finished within one day. Then you just have to leave the insulation for a few hours to go hard, and your house will become a warmer home to live in.
How Do You Find The Best Company To Install Insulation In Ireland?
This is the easiest question of all to answer. You could put ‘spray foam installers in Ireland’ into Google and sift through nearly 6,000 results (most of which will not apply) or just get in touch with Reilly Spray Foam. You can be certain that Reilly only use the latest technology available, the latest products and expert installers. We guarantee the highest standard of workmanship for every job we take on, always at a fair and reasonable price.
If you would like to know more about the benefits of insulating your home, give us a call for a chat today. The number to ring is 01 969 5561. If you prefer, you can email us your questions on firstname.lastname@example.org, or complete the contact form and we will get in touch with you as soon as we can.
However you make contact, if you are considering insulating your home, you will not regret speaking with Reilly Spray Foam.